Youtube comments of Old Salty Bear (@OldSaltyBear).
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I was talking to a buddy of mine during the pandemic who lived in Minneapolis. He was complaining that his wife had lost her $80k per year job. My response was not what he expected.
I told him to think about all of the things they have to pay in order for her to have that job. The nanny. The extra car with its fuel, maintenance, inspections, registration, insurance and daily parking fees. The housekeeper. The eating out instead of home cooked meals. The higher tax bracket from being dual income. He didn't have to live near an office, but they lived within commute distance to his wife's work... so I asked how much he would be saving in mortgage, taxes and insurance if they sold their city home and moved to the outskirts. Long story short, they were paying out nearly her entire salary just to facilitate her having a job.
Upon this realization, he started laughing. I found this odd, so I asked him what was so funny. He said "I guess she just doesn't want to be a house wife."
Most people are so short sighted that they don't understand the trap they have fallen in to. Dual incomes rarely add value to the lives of the family. All it does is facilitate the destruction of the family unit, flood the market with new labor participants driving down wages and generate more revenue for the government in the form of taxes.
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To be fair, I don't think he means wide open, come and go as you please.
He referred to Ellis Island where people were required to show documentation of their identity, prove they have the ability to support themselves through work, family or cash money and then get a medical screening. Even then, they were not full citizens. They still had to go through the naturalization process to become a citizen.
It was a more streamlined process back then. It didn't take ten years and tens of thousands in legal fees to become a citizen. There were no lotteries, work visa programs or any of that other crap. If you were not a criminal, were healthy and had work here, you could come in and either apply to stay or go back home when the work was done.
We also had zero social safety nets back then. If you came here and the job you had lined up fell through, you either took any work you could get, depended on the help of strangers or you starved.
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27:30 My ex use to complain to her friends and family about my not helping around the house as much as she wanted. She would act like her "career" was just as important to the household as mine. Here's what she never mentioned whilst complaining.
1. I paid all the household bills, maintained the vehicles, did all the yard work and performed all home repairs,from hanging photos to replacing failed plumbing. When it snowed, I was the one going out early to warm the car up, clear the snow off her windows and shovel a path from the door to her vehicle.
2. Her "career" earned less than 1/8th my annual income. If she lost her job, it would have minimal impact on the household budget. If I lost my job, we would all be homeless. We had way more to lose if I wasn't able to focus on my career.
3. "Our" kid was her son from a prior relationship. Before she met me, she cooked all her own meals, cleaned her own apartment and did the laundry for herself and her child. Sure... being in a 4 bedroom house requires more cleaning than a 2 bedroom apartment, but not that much... and adding me to the meals and laundry chores that she was already doing for herself and her kid is not that big of an ask. In exchange for doing those minor things for me, she got to live in a large 4 bedroom home located in an excellent school district FOR FREE and was able to work the job she wanted rather than the one that made her the most money.
So yeah... most women complaining about men typically leave out a LOT of important information.
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I have been working in Healthcare IT for going on 25 years. 15 years ago I helped develop a module to a Healthcare Information System that ran business rules in the background to identify inpatients who were at risk for readmission. When a patient gets readmitted to hospital within a time period after being discharged, Medicare won't reimburse for it. So readmissions cost facilities money.
So we did that. We created a program that virtually eliminated all readmission. That then evolved to identifying people who were at risk for undiagnosed conditions. We did that too. We had a high efficiency rate of identifying patients who were at risk for a cardiac event, sepsis, glycemia and a whole slew of other conditions with a high morbidity rate. We did this by creating algorithms that analyzed trends based off of a combination of vitals, diagnostic test results and nursing notes. The recent buzz word for this is "AI", but there is nothing new about it.
Flash forward to today... and we don't need doctors anymore. They aren't necessary. Computers now create a decisions tree that recommends diagnostics based on the health complaint of a patient, or the observations of the NP or PA, then diagnose disease based on the results of those tests and will even spit out a treatment plan to follow. Nurse Practitioners and PAs are just specialized information collectors. Someone who can make observations, ask the right questions and then document it all in a computer system.
Here's the rub... these systems can be programmed to maximize revenue by ordering tests that are part of the computer generated treatment protocol, but may not be necessary. For example, you go in to hospital with a broken femur. They already know the femur is broken from the xray, but the protocol allows for a CT Scan to be done in certain circumstances. They order the CT Scan as well. Not because its necessary, but because the protocol says they can... and doing so increases revenues.
So yeah... thats why you can't see a doctor anymore unless you are really really REALLY sick. The cost to value ratio just doesn't support it because they have mostly been replaced by AI.
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The first house I ever bought was in Youngstown Ohio for less then $20k. I still own that house. Its a tolerable commute to Pittsburgh, Cleveland and Akron for work and although it still has plenty of poor areas, crime has been steadily dropping. The downtown area has cleaned up a good bit as well and they have a really nice metropark system, botanical gardens, two play houses, a symphony orchestra, a Warner Theatre, minor league hockey and baseball teams, a museum of american art and Youngstown State. Surrounding suburbs like Boardman, Poland and Canfield are pretty nice. If you work remote and are looking for an area that has a cheap cost of living to make your paycheck go further, Youngstown would be a good choice. The expense of sending your kids to private schools is nothing when you consider the housing and property tax savings.
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I am friends with an older couple in their 80s. The gentleman is very cool. He has lived an, exciting life, is incredibly charming and has lots of stories and wisdom to share. His wife, though typically kind to me, will occasionally show an extremely toxic side in my presence where she tells her husband to "shut up", "stop being stupid" or "you are an idiot". The last time I visited them she expressed to me privately that she "settled" for her husband of nearly 50 years and that she should have chosen a man who was wealthier. I was shocked. Mostly that she she admitted that to me, but also that she said it with such conviction. It was obvious that she had thought it a very long time. To think that as she nears the end of her time on this blue marble, her focus is on how she could have done better than her adoring husband.
The older I get, the more I am convinced that the vast majority of women stop developing emotionally in their mid to late twenties. Kinda like how those high school athletes love to reminisce about their glory days, these women are stuck in the mentality of their prime years and will never evolve past it. I also have become firm in my belief that women attract the men that they deserve. If she only attracts @ssholes, then 99 times out of 100 she herself is an @sshole.
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Bjorn, I am not convinced that this war in Ukraine is cause of current inflation or the energy and grain shortages. Even if it contributes to it, I think this war is being used as deflection. I do agree that materialism must be put aside, but not spending any money can lead to problems as well.
Smart spending is purchasing food for storage, obtaining spare and maintenance parts for your machines and acquiring manual tools that do not require fuel or electricity to run. Obtaining an alternative heat source such as a wood stove is also smart spending.
As an example, last year I decided to purchase a used heating oil tank for storing the off road diesel I buy to run my tractor. When I filled it with diesel, it cost me $340. To fill it now would cost me over $1,700. The savings has paid for the tank, pump and filtration equipment with plenty left over and, at least for now, I don't have to worry about having fuel for farming.
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Exactly. My ex couldn't understand why I was not willing to afford a 50 acre horse farm in a high end area. She saw my paychecks. She knew I made significantly more than she did and assumed it was enough to afford it. I showed her the budget required for such a property... down payment, mortgage, insurance, property tax etc.. I then showed her our current combined income for comparison. The annual property tax alone exceeded her annual income. The cost of owning such a property would have left us with zero money for things like utilities, food, automobiles etc..
I suggested we look the next county over because the costs would be halved. She flipped out because it was not her preferred location. After having the discussion with her multiple times over many months, I finally let the truth bomb fly. I told her that I adored her, but the reality is she was a cute 36 year old single mother who makes $12 per hour. She was not a "high end horse farm" woman. She wasn't even an "abandoned dairy farm in the next county" woman. I then reminded her that she didn't know how to ride a horse, much less care for one. She pouted about it for about a month when I decided it was time to bounce.
In the end, I bought the abandoned dairy farm... which ended up being included in the high end farm area during lockdowns and is now worth seven times what I paid for it. If she had allowed me to lead, she would be sitting very nicely on her dream farm and could have quit her job to spend the rest of her days hanging out there.
Moral of the story... Never allow a woman to have influence over your financial decisions. Ever.
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I like him, but I have concerns. He's pro choice, which weighs heavily in my equation. I feel that abortion as contraception is unnecessary in a society that takes personal responsibility seriously. Oh... and its murder which last I checked is no bueno.
He is also an environmentalist who wants to curb "mining, logging, oil drilling, and suburban sprawl". As a rural resident who farms, I need to know more about how he plans to go about that. His actions could have serious implications to my livelihood and way of life. The federal government is known to mismanage forests to the point of instigating wildfires and habitat destruction.
For example, I was just given notice that my land and a large chunk of my area is being considered for a federal wildlife refuge. Sounds great. Protect this beautiful place from development. Right? Well..... this comes with incredibly stringent EPA regulations that would severely limit the use of my land, require costly "improvements" that otherwise would be considered unnecessary and could ultimately result in the area losing thousands of acres of prime farm land. For what? To turn it in to a public park for citiots to trash? Just look at what happened to Salt Lake over the Fourth of July holiday. So they would take away generational farms that can never be replaced... forever altering the lives of me, my children, my grandchildren and all future generations in my family.... in order to mismanage land that is already properly managed and to allow "the people" to trash it. No thanks.
So those are my concerns. There are likely others but its too early to tell yet.
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A woman I knew through a youth sports program I was involved with shared with me that she was separating from her husband of fifteen years because "he works all the time, is never home and doesn't give me what I want in the relationship".
My response was "he is never home because he owns a business worth hundreds of millions with employees who depend on his success for their livelihood. He spends what little free time he has coaching and mentoring a team of young men who look up to and respect him as though he is a God, including your son from a past marriage. You don't work yet you live in a 5,000 sq foot home, drive a Range Rover and have a rock the size of Gibraltar on your finger. I don't know what it is you need from him, but I can guarantee that no man of his caliber is going to give that to you either... so put your big girl britches on, apologize to that man immediately and... I don't know... get a cat? While you are at it, stop telling your business to men you are not related to. Its disrespectful to your husband."
She hasn't spoken to me since. Her husband, however, must have heard about that conversation because whenever I see him now, he gives me a high five. No words.... just a high five.
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I dated a young lady a while back who was very attractive. As things progressed, I realized that she had chest implants. I continued dating her, but was very conflicted about it. After another month of dating she decided it was time I met her parents. We had dinner at their house and her parents were very welcoming. However... I immediately noticed that she didn't look like either of her parents and although there were photos of her siblings as children all over the place, there were none of her.
When I had a moment alone with her father, I asked about the lack of photos. He grimaced, replied "sharp lad" and announced to daughter and wife that we were headed to his garage to see his classic car. Once in private, he showed me the high school graduation photo of her that he had in his wallet. Granted it was a small photo, but she looked completely different. Based on a cursory look at a wallet sized photo, she had her ears pinned back, a nose job, chin reconstruction, cheek implants and her smile showed way more gums.
I thanked her father for his honesty and said I am not sure how I felt about this information. He smiled and said "I love my daughter and think she would be blessed to have you for a husband. If your gut is telling you to move on, I can respect that. All I ask is that you be kind and not string her along."
She responded to the breakup by being very nasty. Lets just say I didn't just dodge a bullet... I dodged a MOAB.
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3:15 My ex decided to tell me she was going to hang out at a bar all day with her friends from work. I told her this was not recommended. She told me she didn't need my permission. My response was "true... you don't... but actions have consequences. " She went anyway.
After she left, I called her brother (who I had become good friends), to tell him that she and her son (single mom) would be moving out and will likely be showing up at his door the next day. He asked what was going on, so I gave him the play-by-play. He thanked me for calling and said he would handle it from there. He found out what bar she was at, drove two hours to go fetch her and brought her back to the house to start packing. Every time she opened her mouth to say something to me, he told her "shut the Fock up and pack". True to his word, he handled it.
Lessons:
1. When engaging with a woman, get to know her primary male influence. If they see you as a good man... and they are a good man themselves... they'll respect you and will back you up. If she has no male influence, or that male influence is not a good man, don't get involved with her to begin with.
2. Pick your battles wisely, draw the lines clearly and be fully prepared to walk away when she crosses one.
3. Never EVER get so intertwined with a woman... emotionally or financially... that walking away is not an option. Obviously hard to accomplish if there are children involved, but there are steps that can be taken in advance to protect your interests.
4. Don't argue with her. Ever. If she crosses a boundary, just move on. If there is a conflict where no boundary has been crossed , then don't waste your energy by arguing about it.
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I hear you. I do woodworking as a side hustle and make custom hard wood slabs with my portable sawmill. These are 12 to 32 inch wide slabs a minimum 2 inches thick cut from maple, black walnut, hickory and oak tree stumps and short cut waste that loggers left in my woods well before I bought my property. It was all just laying around rotting, so I decided to grab them, saw them up and see if I could sell some.
At first I tried selling them on FB market place, CL and through local consignment, but I was constantly told that my prices were too high... that they could get the same from Home Depot for way less. Even though I knew these people were full of it, I also found this very discouraged... until I realized that I was trying to sell to the wrong market.
I had completely given up on it until one day I was talking to a buddy of mine who is in commercial construction about it. He immediately put me in touch with a builder of custom homes who was looking for anything unique that would make his homes stand out. Long story short, that builder has been buying my products regularly for over seven years. I recently sold him a pallet full of 6 foot long, 18 inch deep and 4 inch thick spalted maple slabs. Next week he is going to pick up about 1,000 board feet of mulberry lumber I custom cut from logs he had delivered by a tree service. No idea what he is going to use them for, but whoever buys the house they are going in to will have a one of a kind home.
Oh... and that same builder got me in touch with his realtor who likes to give his clients very nice housewarming gifts. His favorite things to buy from me are the timber framed garden benches and white oak Adirondack chairs.
Point being... don't give up just yet. You just need to find your market niche.
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Saw where some lefty journo demanded that his pals go out in to rural areas and start burning stuff down. He mentioned that most rural areas don't have police or full time fire fighters and so his pals could do their damage with impunity.
First off... 97 percent of the country's land mass is rural with 20% of the US population living there. I hope they have lots of matches as well as alternative way to charge up their electric car.
Secondly... it is true that many rural communities do not have police. The reason why is that an extremely high number of rural residents have served in the military. An equally large number of rural residents also hunt. Not just with a bolt action rifle, but with shotguns, compound bows and crossbows. Some even hunt with high powered hand guns, bowie knives and sling shots just for a challenge. Paintball and airsoft tournaments as well as skeet and long distance target shooting is a favorite past time for the youngens. Point being... rural areas don't have police because we country folks don't need them very often. However, the reason for that is we can handle most sitchyations ourselves. You see, we don't often hold beef with our neighbors because we depend on each other for everything from a spare cup of sugar to having a neighbor's back as trespassers are escorted off private property. Aside from the fact that country folk are armed to the teeth, skilled in using their personal protection devices and are accustomed to helping each other out, most have lots of acreage at their disposal and either own, or know someone who owns, a backhoe. Think about that for a minute.
As a resident of a rural area, as well as an upstanding citizen of these United States with a spotless criminal record, my advice to any lefty considering going in to the country to do harm to person or property is...
That is an option... but it is not recommended.
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Not sure why you would talk to an economist at a University. They have no clue what is going on in the real world. Here is what is really going on...
Many families have scaled back to one income because their children's school has either mandated jabs, which the parents refuse to do, or have turned to remote classes, which gives the parents no choice but to stay home with them. Upon doing so they quickly realize that reducing to one income lowers their income tax bill, eliminates work related costs such as parking, eliminates the need for a second vehicle that entails insurance, inspection and maintenance and because a parent is home, there is no daycare required which can cost upwards of $600 per month.
Many have been fired because of work place jab mandates and are receiving unemployment while others have taken advantage of inflated home prices to downsize and consolidate, which enables them to cut back to part time or contract work.
I myself was fired from my job for not being jabbed, even though I was previously infected and have natural immunity. I initiated my retirement plan fifteen years earlier than planned. Luckily I have other streams of income that can sustain me until I am eligible for social security pension, though my budget is way tighter than I had hoped for. I can always do 1099 contract work if I need to.
The reality is that people have realized they were being screwed and have decided to change the game. I applaud each and every one of them for it. There is no sense in killing ourselves for scraps whilst corporations make billions in profits.
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To understand what is going on, you have to think like a Globalist. They used to see human labor as a commodity... an asset required for their enterprises. No humans used to mean no minerals out of the ground, food being grown or widgets being manufactured. More humans used to mean more production which led to more profits. This is why slavery is a thing. More production at less cost equates to higher profit.
As human labor is replaced by AI driven automation, its value tanks and transitions from asset to liability. They don't have to feed robots or give them breaks. AI doesn't require a middle management layer, compensation or sleep... so they now need to reduce their human labor liability to maximize profit. Problem is, "natural attrition" of a huge number of human laborers takes time and eats in to profits. Sure there are ways to support them at lower cost while they wait for them to die (see Gates Foundation for options). Most globalists would rather get them off their books faster. This is where feminism, abortion, reduction of fertility rates, drug epidemics, designer viruses and war comes in to play.
This unnatural attrition is tricky business though. If they create a virus that kills off too many humans, they won't have enough of them to support an economy. Maybe they are aware of another market to sell to? If they start a war there is a risk that another globalist will take sides against them (see every single major human conflict since the beginning of human civilization).
Quite the conundrum the masters... errr... globalists find themselves in. Meanwhile human laborers sit and wait to learn our fate. Its like corporate downsizing on a global scale except there will be no severance package or unemployment benefits. To avoid being included in this "attrition", you need to find a way to become an "essential worker" on the QT... or hope to God that some of the Globalists care about human life more than profits and will support a major push back.
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I think its really important to understand what the marginal tax rate issue is all about. What Marginal Rate means is that income is taxed at levels (aka brackets) rather than a flat rate. For example, lets say the first $20,000 is taxed at a rate of 10%... or $2,000. Everyone who earns $20,000 that year gets taxed that amount on that money. For those who earn $20k or less, thats it. If you earn $30k that year, then the first $20k is taxed at 10% and then the remaining $10k is taxed separately at say 15%... or $1500... for a total tax bill of $3,500.
So one of the ways that the wealthy avoid paying taxes are called tax shelters. Tax shelters are any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. The most common ways to shelter your money from taxes are placing it in tax exempt retirement accounts, starting a business, placing money in to a health savings account, dependent care account or education fund or purchasing municipal bonds. There are many options to choose from when it comes to tax shelters. All it takes is a bit of money to afford an accountant who is good at it. The money you spend on the accountant will be paid back exponentially in tax savings.
That's the rub though. Poor people don't have spare money to leverage tax shelters. Nor can they afford an accountant.
So when talking about taxes and who pays what... don't just talk about marginal tax rate. Also consider Effective tax rate... or the average rate paid on gross earnings. That is where the true story is. You will find that the effective tax rate of most corporations and very wealthy people are actually quite low. In some cases, corporations with billions in revenue end up paying zero tax on that money.
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If in fact these stories are true, then these men should be prosecuted for fraud... but logic tells me that something does not add up. What British man would spend the money to repeatedly travel to India, make the effort to go through the courtship and family introductions, participate in a marriage ritual (which in India could take up to a week)... all for a couple thousand of pounds in Dowry!?!? There is more to this story than what is being presented.
As for the people who say Dowry should be outlawed. I live in the US and will not consider marriage unless a dowry and a prenuptial agreement is part of the deal. Why? Because in the US a man has no rights when it comes to marriage and the family. His wife can do as she pleases... cheat, steal and do drugs, terminate pregnancy... without consequence and the man will forever be on the hook for her financial support as well as lose access to his children. She can legally can have him removed from his own home, make him continue to pay to mortgage and then invite another man to sleep in his bed... and he has no recourse. She can ruin his life with false accusations of abuse if she wants as well. No proof or convictions necessary. A dowry is not paying a man to take your daughter. Like an engagement ring from a man, it is a sign of commitment. For as long as the two are married, the money is for the family. Its shared and used to start the family home. If the marriage dissolves, the man keeps the money to offset his expenses of having to find a new wife... just as western women get to keep their engagement rings.
If women wish for Dowry to be abolished, then the requirement of an expensive engagement ring at the time of a marriage proposal should also be abolished as it is the same thing. The difference is that dowry benefits both man and woman in a happy marriage whereas the engagement ring does not.
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Its my experience that women are extremely fickle. They'll tell you that they want something, and then when you give it to them, they won't like it or flat out reject it.
Examples from my last and final relationship:
1. She told me she wanted to learn how to play guitar, so for her birthday I bought her a really nice acoustic guitar with a gift certificate for five lessons. She opened the case when I gave it to her and then it was stuffed in to a closet, never to be opened again.
2. She told me she wanted to finish her degree so she could get her dream job, so I covered her bills so she could quit her job and go back to school. After she graduated, she went right back to her previous employer doing the exact same job she was doing before earning just $1 an hour more than she was earning previously. When I asked her why she wasn't leveraging her degree for her dream job, she got mad at me.
3. She told me she wanted to live on a farm so she could garden, raise chickens etc. I wanted to live in a rural area as well. That was one of the things that attracted me to her. For two years she texted me links to realty listings for farms in the suburbs that were priced in the $650k plus range. I ended up buying an abandoned farm two towns over in the next county for 1/4 the money. After a year of owning the farm she decided it was too much work. She never put in a garden. She never bothered to get chickens. Six months later that relationship was over... and so now I manage the farm, renovate the house and do all the chores myself.
Lesson: When they tell you what they want, don't bother listening. 99% of the time what they "want" is just a passing thought in their head... and chances are they won't appreciate or even accept it when its given to them. Instead focus on what is in the best interest of your home and your family. If she wants something bad enough, she'll work for it on her own... and she'll appreciate it way more.
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I happen to agree with her... and since Piers loves to share his opinions about the US so much, I am going to feel free to share my opinion of his beloved royals.
You see a couple minutes ago my ancestor, John Alden, escorted a group of crazy kids to this land. They were tired of being shat on by the very people Piers speaks of because their religious beliefs were different than what the royals commanded. A couple generations down the line, my ancestors sent Piers' beloved royals a letter telling them what's up. Taxation without representation and all that. Instead of accepting it and moving on, a war ensued killing tens of thousands. Some of my ancestors included.
Flash forward a couple hundred years and these same people are STILL sucking the life out of their "subjects" all while writing books about how hard it is to continuously suck that much, dashing off to private islands on private jets to hang out with other richies discussing how to subjugate the plebes and lecturing those same plebes on what they should and should not care about. Keep in mind they have their nubs in the governments of Canada, Australia, New Zealand and others. These countries seem Democratic on the surface, but their Prime Ministers are controlled by the brittish crown.
The royals have more wealth than we could ever know, yet they still receive funds from UK tax payers while providing little value in return. Therefore they are parasites. Not just to the UK, but the entire world. If you think the brittish royals are not complicit in all the authoritarian controls being put in to place by the WEF and other richie rich clubs at this very moment, then you are a fool. They should have met the guillotine a long time ago.
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